Raymond Matthew "Ray" Jowers
October 26, 1943  -  March 23, 2018

Raymond Matthew "Ray" Jowers


Rose Lawn Funeral Home
2942 Gulf Breeze Parkway
Gulf Breeze, FL  32563
Tuesday, March 27, 2018
10:00 AM - 11:00 AM
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Funeral Service
Rose Lawn Funeral Home & Cemetery
2942 Gulf Breeze Parkway
Gulf Breeze, FL  32563
Tuesday, March 27, 2018
11:00 AM
Map & Directions  Map & Directions

Gulf Breeze Hospital Auxiliary
1110 Gulf Breeze Parkway
Gulf Breeze, FL  32561

Ray Jowers of Gulf Breeze passed away on Friday, March 23, 2018 at home surrounded by his loving family.

Ray was born on October 26, 1943 in Eufaula, Alabama as the only child of his parents Bill & Lucille Jowers.
Ray is survived by his wife Barbara of 31 years and children: Kelly Jowers Bullock of Pensacola, FL; Raymond M. “Skipp” Jowers, Jr. (wife Christina) of Pensacola, FL; Scott A. Stikeleather (wife Jayna) of Navarre, FL; and Donna Marie Winchester (husband Rob) of Marietta, GA. He is also survived by six grandchildren, Noah, Bobby, Lexi, Ashlyn, Addi and Maddox.

Ray graduated from Baker High School in Columbus, Georgia in 1962 followed by enlistment in the U.S. Navy where he served as an aircraft mechanic until 1969. Ray was stationed first at Whiting Field in Milton, Florida and then at Ellyson Field in Pensacola, Florida. During his military career Ray was recognized as Plane Captain of the Month and awarded the National Defense Service Medal. Ray was an accomplished mechanic and handyman who could fix anything. His civilian career was in finance. Through his work with General Finance Corporation Ray came to know the mortgage business from the inside out. He then formed Gulf Coast Mortgage Services as its owner and president. Ray and Barbara ran that business equipped with his knowledge and the hands-on skills he possessed to back it up. Ray continued his career in the financial field with TCF Finance, and retired from Citi Financial as Chief Loan Officer in 2007.

Throughout his life and particularly in retirement Ray relished saltwater and freshwater fishing. To see him throw a mullet net was a beautiful sight to see. He also greatly enjoyed the lovely home he and Barbara shared. Being at home and working outdoors in their yard under the beautiful oaks was a favorite pastime for him. Ray loved animals of all kinds and they migrated toward his gentle spirit. Ray was a friend to all, all ages, and in all walks of life. He was quick to help anyone in need. He was sensitive and kind enough to hold others up when they were down, yet strong enough to hold them accountable for their own good as well. Ray was real and genuine and grateful for his blessings, he made a lasting impression on all those who encountered him.

A memorial service will be held Tuesday, March 27, 2018 at Rose Lawn Funeral Home in Gulf Breeze with visitation at 10:00 AM and the service commencing at 11:00 AM.

All are welcome to attend and celebrate the life of Ray.

In lieu of flowers, please send donations to the Gulf Breeze Hospital Auxiliary, 1110 Gulf Breeze Parkway, Gulf Breeze, FL 32561, or to your local Humane Society.


Condolences(2)

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  1. Leigh Baker
    Gulf Breeze, FL

    It was such an honor to know Ray, and to be able to care for him his last few days here with us. Matt and I will hold you and your family in our thoughts and prayers.

  2. Julie & Bruce Johnson
    Gulf Breeze, FL

    How thankful we are to have had Ray as a friend through the years. Just as we all have shared so many of the stages of our lives we share your family's grief now. We rejoice that Ray is whole and happy and that he is going to be there in heaven to greet us one day (with a nice cold beverage). Until then, we will be here for you Barbara in the stages that lay ahead. All our love!

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